What is Floridas current continuing education requirement for new all lines adjusters?

What are the Insurance Continuing Education requirements for Florida?

All Producers & Adjusters licensed LESS than 6 years

24 CE hours total, including:

  • Law & Ethics Update: 4 CE hours

All Producers & Adjusters licensed 6+ years

20 CE hours total, including:

  • Law & Ethics Update: 4 CE hours

Customer & Limited Customer Representatives

10 CE hours total, including:

  • Law & Ethics Update: 4 CE hours

For all compliance periods ending October 31, 2014 and thereafter, the State of Florida requires, of all adjusters, 24 hours of CE in a two-year period referred to as a “compliance period”. The 24 hours are broken into specific categories as follows:

- One properly certified "5-Hour Law and Ethics Update"

- 19 "Elective" hours which may consist of any CE courses approved by the department (this includes CE categories formerly certified as "Law", "Ethics" or "Optional" prior to the 10/31/14 rule change)

Adjusters who have been licensed for more than 6 years are eligible for a CE reduction.
Pursuant to F.S. 626.2815:
(b) A licensee who has been licensed for 6 or more years must also complete a minimum of 15 hours of elective continuing education every 2 years.
(c) A licensee who has been licensed for 25 years or more and is a CLU or a CPCU or has a Bachelor of Science degree in risk management or insurance with evidence of 18 or more semester hours in insurance-related courses must also complete a minimum of 5 hours of elective continuing education courses every 2 years.

Be sure to refer to your compliance evaluation on the "MyProfile" page to confirm your personal CE requirement.

What is Floridas current continuing education requirement for new all lines adjusters?

When you’re an insurance professional in the Sunshine State, you have to take some steps biennially to keep your license current. Specifically, you’re required to complete a number of continuing education hours. But those requirements shift depending on how long you’ve had your license and your license type, so it can feel a little complicated. 

Don’t worry. We’ve built this article to catch you up to speed on the Florida insurance continuing education you need based on your experience level and license type. If you’re life, health, life and health, general lines, or personal lines agent, read on to make sure you’re taking the right number of continuing education hours in every two-year period. 

How much continuing education do I need if I’ve been licensed for six years or fewer?

If you got your license in 2014 or later, you’ll need to take 24 total hours of continuing education per renewal period. This applies to insurance professionals with the following license types:

  • Life (02-16 & 02-14)

  • Health (02-40)

  • Life & Health (02-15 & 02-18)

  • General Lines (02-20)

  • Personal Lines (20-44)

You can see more about the specific hour requirements based on your license type on this Florida Division of Insurance Agent and Agency Services webpage. 

You’ll notice that you can’t just take 24 general hours. Instead, you’re required to take five-course hours specific to your license type. The Florida Statute dictates that: “The content of the course must address all lines of insurance for which examination and licensure are required and include the following subject areas: insurance law updates, ethics for insurance professionals, disciplinary trends and case studies, industry trends, premium discounts, determining the suitability of products and services, and other similar insurance-related topics the department determines are relevant to legally and ethically carrying out the responsibilities of the license granted.” 

If it seems a little challenging to find a course that will comply with that fairly extensive requirement, don’t stress. Many state-approved providers offer law and ethics courses specifically tailored to help you get the hours you need. 

How much continuing education do I need if I had my Florida insurance license for more than six years?

If you got your license before 2014, good news. You have to take fewer hours than those who are newer to the industry.

You’re still required to take five hours focusing on law and ethics for your license type, but beyond that, you have a reduced hourly requirement. The Florida Statute governing your continuing education requirements says, “A licensee who has been licensed for 6 or more years must also complete a minimum of 15 hours of elective continuing education every 2 years.” In other words, while people who’ve had their insurance license for fewer than six years need to take 24 hours during each renewal cycle, you only need to take 20 total hours. 

How can I check the status of my continuing education hours?

If you’re not sure how many hours you’ve completed during this renewal period, you can head to the states MyProfile page. Log in using your information and click “CE Status.” 

If you discover you need additional hours during this renewal period, consider taking them online. The state has approved some providers to offer the hours you need digitally on the required topics. Choose to complete your Florida insurance continuing education this way and you can chip away at your hours at your own convenience instead of having to sit in a specific classroom at a specific time. 

What are Florida's continuing education requirements?

Reminder of Florida's 4-Hour CE Update Course Requirement Each licensee must complete a 4-hour course specific to their license type. When two or more licenses are held, the licensee must complete a 4-hour course specific to at least one license type held.

How many hours of continuing education are required for license renewal Florida?

If you are renewing as a subsequent renewal (repeatrenewal), you are required to complete 26 hours of continuing education, to include: 2 hours of a Florida OT Board approved course in Prevention of Medical Errors and. 2 hours of a Florida OT Board approved course in Florida OT Laws and Rules.

How many CE credits do I need for insurance in Florida?

You should complete a previously approved 5-hour update course if you have an outstanding CE cycle that was due before January 31, 2022. Producers and adjusters/public adjusters licensed for less than 6 years must complete 24 hours of continuing education, including: 20 hours of elective CE courses.

What is the requirement for law and ethics continuing education in Florida?

Florida resident adjusters are required to complete 24 hours of continuing education (CE) every two years. The 24 hours must include 5 hours of state Law and Ethics updates.